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  #11  
Old 15th December 2016
vivek remo vivek remo is offline
 
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  #12  
Old 15th December 2016
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recharge can be easily done using internet banking no need of mobile app which is risky as mobiles are not much safe also if mobile got theft its another problem. paytm is one good recharge portal for mobile, dth etc. simply make account in paytm and during payment select internet banking or debit card though internet banking is more safe. then they will simply redirect you to bank site and you can login and do the required transaction, for security they also send you mobile otp password before making every transaction.

necessary features to ask while making account.

make sure its regular savings account.

opt out from cheque book facility if not need, simply waste for many in these days.

opt for internet banking facility, atm/debit card facility. if need mobile banking also tick it but not required and also less secure due to various reasons. you can do mobile banking with help of paytm app or others and no need of bank based app. paytm can be recharged using internet bank or debit card easily.

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  #13  
Old 15th December 2016
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Originally Posted by swon View Post
recharge can be easily done using internet banking no need of mobile app which is risky as mobiles are not much safe also if mobile got theft its another problem. paytm is one good recharge portal for mobile, dth etc. simply make account in paytm and during payment select internet banking or debit card though internet banking is more safe. then they will simply redirect you to bank site and you can login and do the required transaction, for security they also send you mobile otp password before making every transaction.

necessary features to ask while making account.

make sure its regular savings account.

opt out from cheque book facility if not need, simply waste for many in these days.

opt for internet banking facility, atm/debit card facility. if need mobile banking also tick it but not required and also less secure due to various reasons. you can do mobile banking with help of paytm app or others and no need of bank based app. paytm can be recharged using internet bank or debit card easily.
bro thanks a lot really
gives me a lots of points
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  #14  
Old 15th December 2016
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I'm confused with this point

opt out from cheque book facility if not need, simply waste for many in these days.

pls explain little more bro
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  #15  
Old 15th December 2016
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when making bank account they usually tick the option for cheque book facility, like if you need to issue cheque to others. they give a booklet with many leaves and you can simply write the amount and issue to anyone. nowadsy no one uses such and its simply a waste thats why to untick it when filling the form. also if have cheque book facility then some banks require you to maintain bit more minimum balance. for example indian requires 500 rs min balance instead of 250 rs if opt for cheque book facility.

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  #16  
Old 15th December 2016
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also they might take fee too annually for cheque book even if use or not, better avoid it. nowadays the best way to send money is through NEFT, transaction charges very less like up to 10k just 2.5 rs and very fast within 1 hr its credited in recipient account.

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  #17  
Old 15th December 2016
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you can easily do it with internet banking, no need to visit bank branch. internet banking have revolutionized banking, for many people only time need to visit bank branch is when making account then all transactions with help of internet banking, debit cards. now cash deposit machine too in many places thus even for depositing money by cash no need to visit bank.

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  #18  
Old 16th December 2016
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Originally Posted by swon View Post
you can easily do it with internet banking, no need to visit bank branch. internet banking have revolutionized banking, for many people only time need to visit bank branch is when making account then all transactions with help of internet banking, debit cards. now cash deposit machine too in many places thus even for depositing money by cash no need to visit bank.
OK bro thanks a lot I avoid the check book facility
now understand and needs ATM ,debit card ,internet banking, mobile banking facilities only
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  #19  
Old 16th December 2016
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bro 6340++21
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  #20  
Old 16th December 2016
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